Hire Purchase

• Borrow any amount from £1,000 and set repayments to suit your budget for terms of 1–5 years
• Available on new or used cars up to 14 years old at the end of the agreement, some exceptions apply
• Flexible Deposit Options – 0% deposit may be available subject to status

Ideal if

• You want to own your car outright at the end of your agreement
• You like to budget and know the exact repayment amount each month

The choice is yours

• Choose any new or used car up to 14 years old at the end of the agreement. Some exceptions apply.

Budget with confidence

• Fixed regular repayments, giving you peace of mind
• Protection under the Consumer Credit Act Termination Rights and Protection under the Consumer Rights Act

Things to consider

• You have no protection against depreciation as a result of an unexpected fall in the value of the vehicle
• You do not own the vehicle until the final repayment has been made
• Your vehicle is at risk of repossession if you do not maintain contractual repayments
• You must have fully comprehensive insurance
• Before you decide to apply for finance for a vehicle, we would encourage you to make enquiries of the dealer to ensure you fully understand the history of the vehicle so that you can make a fully informed decision as to whether the vehicle is suitable for you