Black Horse Personal Contract Purchase lets you keep your monthly repayments lower by deferring a significant proportion of the amount of credit to the final repayment at the end of the agreement. Agree an initial deposit, how many miles you are likely to travel each year and how long you want the agreement to run for and the Duckworth Business Managers will then calculate the Guaranteed Future Value (GFV) of your vehicle and confirm your monthly repayment. The Business Manager will submit the finance application to us and, subject to your application being approved; you can just drive your car away.